Journal

We reviewed 247 banks across 68 countries. Here are the neobanks worth switching to in 2026.

Two titans of European digital banking face off. We break down fees, features, and who wins.

Chime dominates the US market, but new competitors are closing the gap fast.

From fraud detection to personal finance AI, the banking industry is being rebuilt from the ground up.

105 million customers and growing. Here's why Nubank is the world's largest neobank.

From HSBC to Revolut, we rank every major European bank on fees, rates, and digital experience.

No branches, no ATM fees — so where does the revenue come from? We explain the business model.

Sending money abroad? We compare every fee, rate, and transfer speed.

Running a startup or SME? These business neobanks offer real advantages over traditional banks.

A complete guide to banks that support crypto — earn yield, get loans, and spend with a card.

8 million UK customers can't all be wrong. We put Monzo through its paces in 2026.

SoFi bundles banking, investing, loans, and insurance. Is the all-in-one approach worth it?

From ICBC to KakaoBank — the complete ranking of Asia Pacific's best banking institutions.

PSD2, APIs, and data sharing — what open banking actually means for consumers.

Starling dominates UK business banking. We test every feature that matters to freelancers and SMEs.

Step-by-step: how to switch banks, port your direct debits, and avoid the common pitfalls.

Interest rates are high. Here are the accounts paying the most — ranked and reviewed.

No branches, great rates, and stellar customer service. Is Ally still the best online bank in the US?

FDIC, FSCS, deposit protection — we explain exactly how safe your money is in a neobank.

DBS has won 'World's Best Digital Bank' multiple times. We find out if the hype is real.

Overdraft fees, ATM charges, FX markups — we show you exactly where banks make money off you.

30 million users in a country of 52 million. KakaoBank's rise is one of fintech's great success stories.

What is Sharia-compliant banking, who offers it, and what are the best Islamic banks globally?

Africa's mobile-first banking revolution: from M-PESA to Kuda, here's who's leading.

Payday loans vs credit lines vs neobank advances — what's actually cheapest when you're short.

Mercury has become the default bank for US startups and VC-backed companies. Here's why.

Digital euros, e-kroner, digital yuan — which CBDCs are live and what do they mean for banking?

Shopify, Uber, Amazon — everyone is becoming a fintech. Here's what it means for consumers.

Bunq lets you bank and offset your carbon footprint. But is the banking any good?

Living abroad? Revolut, Wise, and N26 dominate — but the best account depends where you're from.

Thomas and Øyvind tested 8 neobanks for 60 days each — here's the honest verdict

Head-to-head comparison — fees, exchange rates, features, and which we actually use

We compared 10 current accounts on fees, features, overdrafts and cashback

From easy-access to fixed-rate — we compared real APYs and found the accounts worth opening

We sent £500 to 5 countries using 8 different services — here's what actually arrived

We compared 7 business accounts for founders, freelancers and small teams

The overlap between crypto and traditional banking — platforms that do both properly

We used Airwallex for 3 months across multiple currencies — honest review

We've used Nexo for over a year — here's the honest review including the risks

Thomas and Øyvind's personal checklist for picking a bank — built from opening 20+ accounts