Mercury Bank-anmeldelse 2026: Gründerens bank
After the collapse of Silicon Valley Bank in 2023, Mercury emerged as the go-to banking platform for startups. In 2026, they serve thousands of venture-backed companies, from pre-seed to Series D.
Why Startups Choose Mercury
**Treasury Management** — Mercury's treasury product automatically sweeps idle cash into diversified, FDIC-insured accounts to maximize yield while maintaining safety.
**Team Cards** — Issue physical and virtual cards to team members with granular spending controls. Set per-transaction limits, merchant category restrictions, and approval workflows.
**API-First** — Mercury's API lets you automate payments, pull transaction data into your accounting software, and build custom financial workflows.
**Startup-Friendly Features** — Cap table integration, venture debt partnerships, and investor-friendly reporting make Mercury feel like it was built by founders, for founders.
Post-SVB Landscape
After SVB's collapse, Mercury moved quickly to reassure customers about deposit safety. Their multi-bank treasury product now spreads deposits across multiple FDIC-insured institutions, providing up to $5 million in FDIC coverage.
The Verdict
Mercury is the best banking platform for US startups, period. Their combination of modern UX, startup-specific features, and post-SVB safety improvements make them the obvious choice for any venture-backed company.